Rosenbaum Financial Services is a comprehensive financial services firm committed to helping our clients pursue long-term financial goals. Customized programs are designed to seek growth, and potentially conserve our clients’ wealth by delivering an unprecedented level of personalized service. We put people on the right path toward their goals. We give all our clients straight talk.
We help individuals and small businesses work towards pursuing their financial goals and save money on their taxes. You get more than just a tax return. We have been working in accounting and taxation for over twenty years. Ralph has been a controller for various companies before he decided to open up his own accounting firm. He maintains a close personal relationship with all of his clients and is always available whenever you have a question or concern. He strives to help maximize client’s financial situations while tailoring services to individual needs.
Ralph has been recognized as Five Star Wealth Manager for the past five years. He is featured in the January 2017 issue of New Jersey Monthly. This recognition recognizes Ralph as having tenure in the financial industry as well as having a thorough complaint and regulatory review. See the video about his honor .https://www.youtube.com/watch?v=Io7V_S5XJOg
Judy has established herself as a perfect fit in the organization. She looks at financial situations from a woman's perspective. She is a capable individual and see and thinks out of the "box".
We also do bookkeeping that is overseen by accountants. It is not just paying bills and writing checks. It is the proper record keeping of expenditures that enables the
business owner to run their business. There is no accounting without bookkeeping
The Business Cycle
How will you weather the ups and downs of the business cycle?
Financial Strategies in a Post-DOMA World
The Supreme Court’s declaring DOMA unconstitutional may require some same-sex couples to reconsider their financial strategy.
Split Annuity Strategy
Here's one strategy that combines two different annuities to generate income and rebuild principal.
Ascertaining the value of your business is important for a variety of reasons.
Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio.
Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.
Calculating your potential Social Security benefit is a three-step process.
Important items to consider when purchasing condo insurance.
When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage.
This calculator will help determine whether you should invest funds or pay down debt.
This calculator can help determine whether it makes sense to refinance your mortgage.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
Determine if you are eligible to contribute to a traditional or Roth IRA.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
This calculator helps estimate your federal estate tax liability.
There are some key concepts to understand when investing for retirement
The chances of needing long-term care, its cost, and strategies for covering that cost.
There are a number of ways to withdraw money from a qualified retirement plan.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
A presentation about managing money: using it, saving it, and even getting credit.
Learn more about taxes, tax-favored investing, and tax strategies.
From the Dutch East India Company to Wall Street, the stock market has a long and storied history.
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
Have you explored all your options when it comes to managing your taxable income?
Investors seeking world investments can choose between global and international funds. What's the difference?
Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity.
If your family relies on your income, it’s critical to know what their needs would be in the event of your death.